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Downsizing: Am I Ready?

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Transition Squad

80 Kincort Street

Toronto, ON M6M 5G1


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We are a group of specialized professionals who have got together to provide you with advice and guidance on the steps you need to take to downsize your home. We will walk you through the following steps

  1. Buy or sell first… depends
  2. Extra cash for extra furnishingsCreating your own pension
  3. Cost of building a bridge: Estate planning/Wealth Transfer
  4. Getting Sued: Lawsuits of an executor and Estate Administrator

Any transition can be stressful and emotional, especially if you are dealing with your family home. Many Canadians are looking to transition into a new home, many of them do not know where to start. If this is you, you need to come to this event.

If you have any questions please email John,, or Luci,


Luci Rizzo

Luci Rizzo- Real Estate Salesperson, Century 21 Percy Fulton Ltd.

Luci has been working in Toronto and the GTA for 20 years buying and selling real estate for her clients. Luci has a wide variety of experience selling both houses and condos in the many neighbourhoods of the city and GTA. She also manages properties for out of town Landlords, and does some leasing work for these Landlords as well. Luci started in a different career path as many realtors do, as a Registered Nurse. She specifically worked in community towards the end of her nursing career and has a wide variety of experiences working w seniors during those years which makes the senior downsizing aspect of this initiative right down her alley so to speak. She herself is a baby boomer which puts in her right in line w the other aspect of the need for assistance as a baby boomer to target the possibilities out there for consideration. Luci has the help of her partner and husband Marc de Bellefeuille and access to a list of previously vetted, very trusted and experienced realtors in other cities outside of the GTA who can assist w the buying and or selling of homes, in the selected other locations of your downsizing needs. Luci is very well suited for any aspect of the downsizing transition.


Laura Traynor- Transition Squad

Transition Squad began in 2005 when the founder went through a transition with his own Father.

When going through this process he realized that people really need help at such a time. So he decided to pivot the business' direction to a senior downsizing company. The biggest challenge clients had was "what do I do with all my stuff?"

So we set out to design a process which would take away the burden, find a good home for our clients' belongings and also maximize their selling price. We were determined, however, not to be a liquidator like many other companies in this space.

The most inefficient and expensive parts of the process were the packing and shipping. So we decided to start holding online auctions right from the home.

Over the years, our online auctions have become extremely successful and the core of our business. We have also opened a consignment store at our head office location in Toronto and continue to offer our clients a turnkey downsizing solution. Some of those services include, packing, move management, professional organizing, personal property appraisals, and junk removal.

We now have two successful Franchise Owners, a local Territory Manager and we just opened our first USA territory in Tampa, Florida! Our dream is to continue to grow and help our clients on an international scale.

John L

John Lysack- Freedom 55 Financial

John’s success in the financial industry is built on the foundation on having a client focus approach. John understands the Canadian financial system is overwhelming. He takes the time to educate his clients, giving them the power to make an informed decision on their financial future. He is a member of the Advocis (Financial Advisor Association of Canada) Toronto region executive board. John is an advocate for having higher professional and ethical standards in the financial industry and leads by example.

John helps provide his clients with a plan to achieve their future desires. He helps the client focus on things they can control, such as financial behaviours. John specializes in retirement and estate (wealth transfer) planning, both topics require excellent taxation and investment knowledge. His clients feel comfortable knowing there is a dedicated team or experts working behind him to ensure his clients receive accurate advice.

John’s biggest concern is the top marginal tax bracket in Ontario is at 53.8%, some Canadian’s are unaware how the new tax bracket could affect their financial plan when downsizing. John is on a mission to provide you and the people you care most about with education. He wants to enable you and your love ones to make an educated decision on your financial future.


Vikas Ramrakha- Rai Grant Insurance Brokers

Vikas Ramrakha, is an insurance advisor with strong business skills and deep product knowledge earned through 20 plus years within the industry. Vikas is able to place his client’s needs first, providing customized, quality solutions, and excellent value in a friendly and professional manner. Vikas has been with Rai Grant Insurance Brokers in Markham for over 10 years.

His specialties include:

Auto & Home Insurance

Benefits (Health & Dental) for individuals and businesses

Commercial / Business Insurance

Executor Liability insurance
Errors & Omissions / Professional Liability
Directors & Officers Liability

Group Auto & Home Insurance plans for employers & member based associations
Legal Expense Insurance

Vikas lives in Richmond Hill with his wife and 16 year old daughter. When he is not working Vikas enjoys travelling with his family, reading, golfing and yoga. He strives to improve his communication and leadership skills by participating in Toastmasters as an Area Director and volunteering with various organizations including the Heart & Stroke Foundation, Society of Internet Professionals (SIP) and Council for Access to Profession of Engineering (CAPE).

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Transition Squad

80 Kincort Street

Toronto, ON M6M 5G1


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