Debt Solutions

The Credit Counselling Society presents:

Debt Solutions

Debt is common in Canada—Canadian households carry some of the highest debt levels in the world. The good news: every debt problem has a solution, and learning how to get out of debt starts with the right information.

Our Debt Solutions Webinar provides practical Canadian debt help and tools you can use right away. This 1-hour session is designed to support anyone looking for credit counselling in Canada or wanting to take control of their finances. You’ll learn how to:

• Recognize the top reasons Canadians get into debt
• Understand the impact of financial stress
• Identify your motivations for better money management
• Address shame and stigma around debt
• Learn the true cost of credit and minimum payments
• Understand the 4 types of debt (open, unsecured, secured, government)
• Explore DIY debt solutions such as budgeting, negotiating interest rates, debt snowball and avalanche methods to pay off debt, debt consolidation options, selling assets, or seeking family support
• Learn key features of a Debt Management Program in Canada
• Compare legal options like consumer proposals and bankruptcy
• Identify when someone needs more help with their debt
• Know what to expect when meeting with a credit counsellor

This workshop uses a practical “grab and go” approach—take an idea and try it. Participants receive tools, resources, and the full curriculum upon request.