Golden Triangle: Optimizing Wealth: Tax Strategies Using Life Insurance

Advocis Golden Triangle - "Optimizing Wealth: Tax Strategies Using Life Insurance"

Life insurance is far more than a protection tool — when used strategically, it can become one of the most powerful tax‑efficient assets in a client’s financial plan.
Join Advocis Golden Triangle for an in‑depth session exploring how life insurance supports both personal wealth planning and corporate tax strategies.

This webinar will break down the tax treatment of term and permanent insurance, highlight the advantages of tax‑deferred cash value growth, and clarify the rules surrounding policy loans, withdrawals, and exempt status. We’ll also examine how life insurance can help clients reduce estate taxes, equalize inheritances, fund buy‑sell agreements, and create long‑term corporate planning efficiencies.

Advisors will leave with practical insights they can apply immediately — whether working with families, incorporated professionals, or business‑owner clients. A Q&A will follow to address real‑world scenarios and common misconceptions.

• Thursday Janaury 22nd, 2026
• 9:30am to 11:30am EST
• virtual

Register Early!

As a benefit of membership Advocis Members are able to attend "Let's Talk Compliance" at a discounted rate.

Are you a Golden Triangle 2025 Passholder? You are able to attend complimentary, as part of your passholder package.

During the checkout use your Advocis ID or Passholder Promo Code as the promotional code to unlock the member rate. Do you need assistance using your Advocis ID or promo code in the checkout? We have a short video to assist you.

• Golden Triangle 2026 Passholder: FREE
• Member Admission: $50.00 + HST
• Non-Member Admission: $90.00 + HST

Presenter Bios:

Amy Cottenie CPA, CA

Partner, Professional Services, MNP

A Partner with MNP’s Professional Services team in Waterloo, Amy is committed to developing trusted relationships with physicians, dentists and other professional clients. She provides accounting and tax services, and consulting and advice for every stage of their career; from starting or purchasing their practice to developing a retirement and succession plan. She takes the time to understand her clients and their business and personal goals, to help them succeed.

Drawing on many years of experience, Amy specializes in working with these clients in the health care sector, helping them establish professional corporations and optimize dividend and salary compensation strategies. She makes recommendations to improve their practice and delivers proactive tax planning. Amy helps clients acquire and sell dental practices, and advises on the important decisions and tax considerations, and prepares cash flow projections for clients starting new practices.

Amy earned a Bachelor of Business Administration (BBA) in accounting with Distinction from Wilfrid Laurier University in 1997. She is a Chartered Professional Accountant (CPA), qualifying as a Chartered Accountant (CA) in 1999.

Lori Clements, CPA, CA, MTax, CFP

Director, Tax and Estate Planning, Sunlife Global Investments

Lori Clements is a CPA, CA, MTax, CFP with 20 years of experience working with high-net-worth clients in the fields of tax and wealth management. She enjoys sharing her knowledge and supporting others in growing their understanding of tax and estate planning.

CE Details:

👉 This event is pending approval of 2.0 CE Credits by The Institute

**You must provide your Advocis ID when registering to be eligile to receive CE Credit**In order to receive your CE certificate your information may be provided to a 3rd party provider.

Registration Requirements:

1. Enter your Advocis ID on the registration form.**If ID is inaccurate or not provided at registration you will not be eligible for CE Credit.

a. If you have forgotten your Advocis ID, please click here to recover.

b. If you do not have an Advocis ID number please complete this form to request one.

2. Attend the webinar using the email address entered on your registration form

a. If you would like to be extended the member pricing, please join here.

Please contact the organizer to confirm if this webinar qualifies for your provincial insurance council credits.

Questions:

If you have any questions or concerns regarding this event, please reach out to the Advocis Golden Triangle chapter at Goldentriangle@advocischapter.ca.