Vandana Kalyankar

I bring over 25 years of hands-on banking experience, working with families from diverse backgrounds and financial situations. Over the years, I’ve seen how the absence of basic financial education quietly erodes people’s hard-earned income. Many individuals unknowingly overpay in fees, miss out on tax-saving opportunities, struggle with debt despite steady income, and reach retirement without sufficient savings. These challenges are rarely due to lack of effort. They are usually the result of not having access to the right information at the right time.

My goal is to simplify financial concepts and help people understand how small, informed decisions can make a significant long-term impact. These sessions are designed to be educational, practical, and judgment-free, offering clarity around everyday financial choices so participants can move forward with confidence plus they can impart the same to others and earn money.